100 episodes

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Mindful Money Jonathan DeYoe

    • Business
    • 5.0 • 21 Ratings

Do you struggle with money? You’re not alone.
Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive. 
The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort.
Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life.
If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you. 
Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes.

This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

    100 Versus "The Gathering Darkness" Part 9 - What About Social Responsibility (ESG)?

    100 Versus "The Gathering Darkness" Part 9 - What About Social Responsibility (ESG)?

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I dive deep into the world where ethics meet investments, and I'm thrilled to guide you through the often-misunderstood realm of Socially Responsible Investing (SRI) and Environmental, Social, and Governance (ESG) principles. It's not just about aligning your portfolio with your personal values, but also about securing a robust financial future for you and your family.
    Together, we'll explore how to responsibly invest in the great companies that innovate and refuse to lose our money, and I'll share with you the tools and strategies to do so without forgoing profits. This is for those who believe in the power of conscientious investing and for anyone looking to navigate the challenges of balancing moral integrity with market returns.
    We'll confront fears, debunk myths, and discuss practical solutions that cater to your principles while aiming for a secure retirement. I'm right there with you, supporting ESG values and discussing how modern investment tools like indices and ETFs can reflect individual beliefs.
    It's all about empowering you with the knowledge to make informed decisions that resonate with your ethics and financial goals. So, join me as we tackle the big questions and uncover the realities of SRI and ESG investing.
    Whether you're already on the path of responsible investing or just curious about what it entails, this episode is an invaluable resource for managing your wealth with a clear conscience. Let's take this enlightening journey together and empower our investment choices in the ever-evolving landscape of finance.
    📺 Watch on YouTubehttps://youtu.be/O7vjUxWOkFc
    Key Takeaways00:00 The Importance of Socially Responsible Investing
    14:12 The Concept of Responsible Investing
    Tweetable Quotes"The importance of investors having an 'adult memory' can't be overstated. It's about committing to owning shares in the great businesses of the US and the world, which can bolster asset accumulation, retirement income, and legacy creation.""Whether it's responsible doesn't predictably move the long-term needle. The cost of the tool has a larger known effect on the long-term performance outcome to a client than does the moniker responsible.""The opportunity to invest with SRI and ESG in mind is a privilege. I'm proud to do it, I'm proud to offer it as a choice for people who can afford to make that choice. It isn't right for everyone."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: a href="https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369" rel="noopener noreferrer"...

    • 19 min
    099 Versus “The Gathering Darkness” Part 8 - Defining The Great Companies of the US and the World

    099 Versus “The Gathering Darkness” Part 8 - Defining The Great Companies of the US and the World

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I take you through the ins and outs of equity investment, peeling back the layers of complexity to reveal a clear, tax-efficient strategy that can grow your wealth with ease.
    We talk about the power of global all cap portfolios and how they might just be the one-fund solution you've been looking for. Together, we'll explore why market timing and security selection might not be the keys to investment success that they're often made out to be.
    I'll share with you my personal journey towards embracing a portfolio that's not only simple to manage but also aligns with my belief in responsible investment. I'm also excited to dive into the heart of our ongoing series 'Versus the Gathering Darkness' in Part Eight, where we tackle the psychological hurdles to investing and celebrate the forward- thinkers who ensure our money is never idle.
    This episode isn't just about understanding the 'what' and 'how' of investing in great companies globally—it's also about the 'why'. It's about adopting an investment mindset that moves beyond the individual to consider our collective impact on society and the environment.
    So join me, and let's journey together towards a future where our financial decisions help build a more prosperous and ethical world.
    📺 Watch on YouTubehttps://youtu.be/IjY9ikfSyd0
    Key Takeaways00:00 Mindful Money Management for More Life
    09:12 Low-Cost All Cap Index Investing
    Tweetable Quotes"If you understand that market timing and security selection cannot add value over time and are more likely to reduce performance, then one global all-cap portfolio could, and perhaps should, make up your entire equity portfolio.""Performance favors indexing. At the same time, quality of life—lower stress, fewer decisions, less regret—also favors indexing.""There are no facts about the future. We do not know what is coming next, and even if we did, we could not predict how markets would react."Mindful Money ResourcesSPIVA Scorecard  
    Domestic Indices:
    S&P 1500
    S&P 500
    S&P 400
    S&P 600
    a...

    • 15 min
    098 Versus "The Gathering Darkness" Part 7 - Outcome of a Lifetime Commitment to Equities

    098 Versus "The Gathering Darkness" Part 7 - Outcome of a Lifetime Commitment to Equities

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, we dive deep into the world of financial fortitude, with a focus on not just weathering the storm, but creating a legacy that'll ripple through generations.
    I've laid out a blueprint that demystifies the complex world of investing, breaking down how a disciplined approach and the magic of compounding can turn even the humblest of savings into a retirement nest egg that's nothing short of impressive. And trust me, it's not just about stashing away cash; it's about cultivating a mindset that recognizes the power of great companies and the role they play in growing your wealth over time.
    I'm genuinely excited to guide you through the nuances of building and maintaining wealth that outlives you. We'll explore the indispensable concept of an 'adult memory' when it comes to managing finances and why embracing innovation and minimizing losses can be game changers in your investment journey.
    I'll also share insights on strategic legacy planning: how to pass on wealth and the wisdom needed to manage it across multiple generations. So whether you're taking your first step towards saving or you're looking to fine-tune your retirement plan, this episode is packed with practical advice that can help steer you towards a future where 'happy investing' is a tangible reality for you and your loved ones
    📺 Watch on YouTubehttps://youtu.be/Hxy7AmQLpoU
    Key Takeaways00:00 Long-Term Benefits of Investing
    16:08 Wealth Compounding and Legacy Planning
    30:12 Three Points of Financial Success
    Tweetable Quotes"Success is the ability to go from failure to failure without losing enthusiasm. In investing, this means holding on to your diversified shares through market declines without losing your drive.""The goal, as Charlie Munger so wisely expressed, is to never interrupt compounding unnecessarily. This is the essence of building wealth—allowing the great companies to grow and expand your portfolio over time.""Wealth is a river capable of growing deeper and wider as it flows downstream to the next generation. By committing to smart investing and prudent spending, one can create legacy wealth that is not just transgenerational but multi-generational."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369
    To buy Jonathan’s second book – Mindful Investing: a...

    • 35 min
    097 Versus “The Gathering Darkness” Part 6 – Support Owning Great Businesses By Understanding The Summary Objection

    097 Versus “The Gathering Darkness” Part 6 – Support Owning Great Businesses By Understanding The Summary Objection

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, we take a deep dive into the timeless approach of equity ownership for wealth building. It's all about cutting through the noise and focusing on the proven success of investing in the finest companies worldwide.
    I tackle the 'this time is different' myth head-on, offering historical evidence that demonstrates the resilience of shares through economic ups and downs. I'm here to equip you with the mindset to stand firm in your investment decisions, even when headlines and market fluctuations test your resolve.
    By joining me, you're not just listening to another finance podcast—you're stepping into a space where we confront economic uncertainty with informed strategies that have stood the test of time. I'm genuinely thankful for you walking this path with me toward investment enlightenment.
    In our journey together, I stress the importance of conviction in your investment choices and the power of compounding for your financial legacy. The goal here is to share knowledge that empowers you to build and secure long-term wealth, beyond the short-term volatility that can so easily distract.
    So, if you're ready to reaffirm your belief in the value of global shares and want a companion in navigating these sometimes stormy investment waters, this is the episode for you. Let's reinforce our financial acumen together.
    Remember, this isn't just about money—it's about sustaining prosperity and enabling philanthropy through savvy investing. Join me as we continue to build on these crucial concepts.
    📺 Watch on YouTubehttps://youtu.be/sT8OKHxjEN0
    Key Takeaways00:00 Owning Great Businesses for Long-Term Wealth
    11:41 The Power of Belief in Investing
    16:45 Ownership of US and World Shares
    Tweetable Quotes"Every rational, profit-seeking business does two things we can't imagine the stock market doing. First, rational profit-seeking businesses refuse to lose money any longer than they have to. When an event occurs, the business is acting to protect investors' capital and position for recovery. Every employee, every manager, every executive, and every board member are thereto protect and grow investors' capital.""The five beliefs which I hope you're going to save and revisit are truths about how the world economies and markets work. They are factual, they are foundational, they're based on evidence. 'This time is different' is always an attempt to separate you from that history and evidence.""Believing the five, you believe in something more powerful, more true, more real, more enduring than headlines, and you cannot be scared out of your genuinely well-asset allocated and broadly diversified portfolios of the great companies of the US and the world. Not being scared out means never having to decide when to re-enter and it means never...

    • 17 min
    096 Versus “The Gathering Darkness” Part 5 – Support Ownership of Great Businesses by Fully Grasping Growth OF Income

    096 Versus “The Gathering Darkness” Part 5 – Support Ownership of Great Businesses by Fully Grasping Growth OF Income

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I dive deep into the often-misunderstood realm of retirement planning, debunking the myths that might have you believe bonds are the be-all and end-all for a secure financial future. We've been told time and again to play it safe as we age, but I'm here to flip the script and show you how equities - those powerful shares in the great publicly traded companies - could be your secret weapon against inflation and the key to a retirement income that doesn't just last, but grows.
    I bring you almost a century of evidence and my personal anecdotes to back up this bold claim, demonstrating the resilience and growth potential of dividends in an uncertain economy. Together, we'll explore why the 'bonds are best' narrative could actually set you up for a slow-motion financial suicide in a world where living costs are relentlessly climbing.
    You'll understand how fostering an income through equity investments in formidable companies isn't just smart; it's necessary to outpace inflation and maintain a lifestyle that's not just comfortable, but financially dynamic. I promise that by the end of our chat, you'll be armed with the essential tactics to make your golden years truly shine.
    So, join me as we step confidently into a discussion that could very well redefine your approach to retirement. Let's grow that retirement income together!
    📺 Watch on YouTubehttps://youtu.be/ELx_ntCfhkY
    Key Takeaways00:00 Owning Shares for Retirement Income
    06:33 Importance of Long-Term Equity Investing
    Tweetable Quotes"Wealth is created by owning businesses, and the reluctance to invest in such businesses is often due to fear stirred by the 'Gathering Darkness'—a blend of negative media narratives.""Fixing your income in a rising cost world is financial suicide. It's slow-motion suicide, but suicide nonetheless.""The only investments you can passively own that feature an active refusal to lose money any longer than necessary are the shares of the great publicly traded businesses of the US and the world."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369
    To buy Jonathan’s second book – Mindful Investing: a href="https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763" rel="noopener noreferrer"...

    • 17 min
    095 Versus “The Gathering Darkness,” Part 4 – Support Ownership of Great Businesses By Observing Inconceivable Progress

    095 Versus “The Gathering Darkness,” Part 4 – Support Ownership of Great Businesses By Observing Inconceivable Progress

    Upcoming Event!
    How Can Mindfulness Help You Reach Financial Independence?
    Do you want to reduce money anxiety, but don’t know who to trust?
    Would you like to learn how to set up and manage your own retirement plan?
    Do you want to know how we create a passive income stream you can’t outlive?
    If yes, join us and learn how to answer the 4 critical financial independence questions:
    Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?
    Learn more: https://courses.mindful.money/financial-independence-bootcamp
    In this episode, I invite you to unlock the potential of your financial future through the lens of innovation and human ingenuity. Together, we dive into the world of investing where I blend personal stories with historical insights to show you how investing in pioneering companies can lead to significant wealth creation.
    Imagine being part of the groundbreaking journey of a company like the one that brought you the iPhone, and the potential financial rewards that could come with it. As we navigate the importance of being shareholders in these transformative enterprises, I share my passion for the relentless progress they represent and the benefits gained by those who invest wisely.
    We also take a closer look at retirement planning, where I challenge the traditional growth versus income debate. I discuss a blended approach that maximizes retirement income through the growth of innovative companies, offering you a strategy to secure a financially robust future.
    I want to bring you into a community where we stay ahead of the curve, making informed investment decisions that enrich our lives. Next week, we'll continue this conversation, but for now, I'm excited for you to join me in rethinking how we can harness the power of growth to empower our retirement aspirations.
    Don't forget to engage with the episode for a richer experience, and I hope you'll be as excited as I am to be part of this investment journey.
    📺 Watch on YouTubehttps://youtu.be/2DjIFOMGo2E
    Key Takeaways00:00 The Power of Innovation in Investing
    12:54 Maximizing Retirement Income Through Growth
    Tweetable Quotes"Second only to love, human ingenuity and its expression through innovation is the greatest force on earth.""One small handheld device operated by a teenager in 2023 has more computing power than all the IBM mainframes on the planet the year I was born, 1971.""Publicly traded equity ownership provides remarkably consistent long-term returns. Short-term is a crap shoot. No one has any idea, no one can predict, and it's perhaps the only true passive investment out there."Mindful Money ResourcesFor all the free stuff at Mindful Money: https://mindful.money/resources
    To buy Jonathan’s first book - Mindful Money: https://www.amazon.com/Mindful-Money-Practices-Financial-Increasing/dp/1608684369
    To buy Jonathan’s second book – Mindful Investing: a href="https://www.amazon.com/Mindful-Investing-Outcome-Greater-Well-Being/dp/1608688763" rel="noopener noreferrer"...

    • 13 min

Customer Reviews

5.0 out of 5
21 Ratings

21 Ratings

Nerdjenni ,

Love this podcast

Really enjoy this podcast and the way that each episode helps us to reveal our own relationship with money. Thank you to Jonathan for asking the deeper questions to spark reflection and to help me feel more free.

The Constant Journey ,

Wisdom!!

Johnathon is amazing. I love how he gives back and shares his knowledge in a way that is so full flow and considers a holistic perspective. Amazing podcast.

Seeking peace, joy, love ,

Learn How to Create a Rich Life!

Jonathan is not only the author of two great books (Mindful Money & Mindful Investing)... he is an extremely talented podcast host. His questions are thoughtful, soulful and insightful. If you are interested in learning how to craft a rich life in every sense of the word, this is a must listen podcast.

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